Article directory

Are online credit card applications too easy? - Ping

The days when the only way to get a credit card was to visit your bank in person are gone forever. Nowadays, it's even quite old fashioned to apply for a card by mail - it's much easier and quicker to apply online, and in many cases you'll...

Are you a credit card tart? - Ping

Some people use the word tart as an insult; others as a bit of friendly banter. Either way, it's not the sort of term you associate with financial matters, especially not with credit cards. A credit card tart is someone who moves from...

Are we underestimating what we spend on credit cards? - Ping

An investigation organized by Egg says consumers have greatly underestimated the amount that credit cards are used throughout the United Kingdom, what this means is consumers are spending a lot more than they think. The investigation...

Many financial institutions are getting into payday loans - Ping

Payday loans, sometimes called paycheck advances or cash advances, are small, short-term loans. (Don’t confuse this ‘cash advance with the term used when you borrow money against a prearranged line of credit. They are far from...

Are variable rate credit cards better? - Ping

When you shop for a credit card, you will be considering variable rate credit cards and fixed rate credit cards. A variable rate credit card uses the prime lending rate as its benchmark. Each lender then adds his own interest percentage...

Are credit cards useful? - Ping

In this fast paced world where people are globe trotting, carrying cash for expenses is too much of a hassle. Credit cards are ideal as they are handy and useful all over the world. This small plastic card has numbers which are like key to...

0% apr credit cards: the high interest rate solution - Ping

Over the past two years, the Federal Reserve has raised interest rates substantially. Consequently, credit card annual percentage rates have followed suit. Nearly all credit cards tie their interest rates to the prime rate, which has...

0% apr credit cards: use them to your advantage! - Ping

The era of 0% APR credit cards is still with us. Yes, you can obtain a spanking new credit card featuring a very low introductory interest rate and take advantage of what amounts to "free money" for you for up to one year. You can use your...

Are student loans better than credit cards? - Ping

When applying for student loans, it’s so important for prospective college students to calculate their finances as best they can to receive the appropriate funding. From tuition and books to room and board, living expenses and food,...

0 apr credit cards are not just for christmas - Ping

0 APR credit cards are here to stay. Now that we're well into the New Year we've learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and...

0% apr credit cards: a way to eliminate debt - Ping

Credit cards are one of the most useful tools in today's world. With a credit card, you can purchase anything you want without actually carrying any money at all. A credit card works like a loan. Once you purchased an item using your...

0% apr credit cards can save you thousands - Ping

Low interest credit cards are available as alternatives to those with middle-of-the-road to very high interest rates. If you have a credit card with a high interest rate anywhere from 17% to 24% or higher, then you may not realize that it...

Are online credit card applications safe? - Ping

The answer to this frequently answer question is a resounding yes. Online credit card applications are processed on high security, secure socket layer (SSL) encrypted servers. However, those who are concerned about online security can take...

Are credit cards a big danger? - Ping

It’s that time of the season again, the fall, when you pack up junior’s items and ship them off to college. You remember the days when you had to pack up your bags and attend college as well. As we all know, the older you get,...

0% apr credit cards explained - Ping

What Is A 0% APR Credit Card? Many of us have heard about them, but has anyone every explained 0% APR credit cards to you? Well, for starters, the APR or annual percentage rate is the rate of interest credit card companies charge on...

0% apr credit card offers: saving money - Ping

In today's economic situation, almost all items and services are getting more and more expensive everyday. This is why people go to any lengths just to save money. Some people try to save money by purchasing cheaper goods and some try to...

Are cash back credit cards a good thing? - Ping

Receiving cash back offers always gets people interested. Especially if it means that you can make purchases with your credit card and getting cash back. It's like getting paid to shop, and is irresistible. But can this...

0% apr credit cards: a smart way to save - Ping

With the plethora of credit card options available today, you can use plastic to pay off debt and save money. Using a credit card to get rid of debt, rather than rack it up, may sound strange. But it is possible with 0% APR credit cards....